Clariy & Co. Financial - Trusted Wealth Coaching

Ｍeet Clariy & Co.

At Clarity & Co. Financial, we focus on you. We provide holistic, education-based financial guidance tailored to each person’s unique goals and life stage. Through ongoing support, trusted advice, and clear communication, we help clients understand where they are today, envision where they want to be, and create a personalized path to get there — with clarity, confidence, and care.

A warm, inviting office space with financial charts and a friendly advisor speaking with a client.

"Incredibly knowledgeable and helpful! Her thorough guidance gave me the exact clarity and confidence I needed for my financial planning. Five stars." by MI

"Excellent service. Understanding client needs and providing the best solutions." by HK

Experience Matters

Makoto Kai, CPA, CFA, MBA, is a seasoned finance professional with over twenty years of experience in financial planning and analysis within both corporate and personal finance environments.

Makoto combines strong technical expertise with strategic and commercial insight. Her career spans roles in both established and high-growth organizations, and she brings a global perspective shaped by international experience and relocation to Canada. She is also actively engaged in professional and community networks, contributing through governance and nonprofit involvement.

Career

Financial Broker

Clariy & Co.

2024 - Present

Helping individuals and families build and protect their wealth through personalized investment, insurance, retirement, and estate-planning strategies

Corporate FP&A Professional

Corporations in Singapore / Japan / Canada (incl. GE, Intel, ToysRus)

2003 - 2025

Supporting businesses through budgeting, forecasting, financial analysis, and strategic decision-making across Japan, Singapore, and Canada.

Our Services

Personalized financial guidance to grow your wealth confidently

Personalized financial coaching and investment guidance tailored to your goals.

Wealth Management

Grow and manage your wealth with personalized strategies aligned with your financial goals.

a glass jar filled with coins and a plant

Insurance Brokerage

Protect what matters most with coverage tailored to your family and future

Prepare for retirement and protect your legacy through coordinated, personalized planning

Retirement and Estate Planning

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two blue beach chairs near body of water

Business Financial Solutions

Strengthen business performance through budgeting, forecasting, financial analysis, and strategic decision support

Mortgages & Lending (Referral)

Explore mortgage and lending options through referrals to trusted, licensed professionals

Build a strong financial foundation with business-structure guidance and QuickBooks setup

Business Coaching & Start-Up Guidance

white and red wooden house miniature on brown table

Our Journey

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Clarity & Co. Financial

Quick Links

info@clarityandco.ca